Friday, March 29, 2013

Fat-Loss Options

It seems like more and more people are worried about fat loss these days. Unfortunately it seems like not enough of them are following a healthy lifestyle. The latest Center for Disease Control figures indicate that obesity is increasing faster than ever. We all know that exercise is part of a healthy lifestyle, but how do you keep the fat off when you can't always make it to the gym? Luckily research has demonstrated that several different foods and supplements can help reduce body fat. Check out these brief reviews to find out which supplements are right for your individual needs.

Burning More Fat

One strategy to reduce body fat involves increasing the conversion of fat to heat. This process is called thermogenesis and while it can help reduce body fat quickly, it's not a license to eat everything that you can get your hands on. Studies have shown that certain types of tea extracts stimulate thermogenesis. The way this works is that a neurotransmitter called noradrenaline (NA) stimulates the production of a molecule within our cells called cyclic adenosine monophosphate (cAMP), which leads to increased thermogenesis. Certain tea extracts contain compounds called catechins along with caffeine.

The catechins inhibit the enzyme that breaks down NA. The caffeine inhibits an enzyme that breaks down the cAMP. By drinking teas rich in catechins and caffeine (such as green tea) you prevent the breakdown of NA and cAMP, which means you spend more time burning fat for energy. While subtle, this effect can yield dramatic results. A green tea extract was shown to increase the number of calories burned in a day by about four percent. The same extract also caused a reduction in the use of carbohydrate for energy and a ten percent increase in the use of fat for energy. These results could yield up to ten pounds of fat loss per year - without exercise!

As great as the above seems, it gets even better. Another type of tea called Oolong was actually shown to increase metabolism even more than green tea. Oolong tea increased resting energy needs by ten percent compared to four percent for green tea. At first glance it might seem like drinking Oolong tea would be better than the green tea, but researchers found that the teas work for different reasons. Green tea is high in catechins and caffeine, while Oolong tea is high in polymerized polyphenols. The research suggests that by taking both teas, an even greater fat burning effect can be achieved.

Calcium for weight loss?

As crazy as it sounds, it may actually be true. Research studies suggest that dietary calcium can have an anti-obesity effect. Healthy sources of calcium include skim milk, fortified orange juice, sardines, beans, green leafy vegetables, and nuts. Calcium intakes of 1000 mg per day or greater are associated with lower levels of body fat. Low calcium diets stimulate responses by our fat cells that result in higher levels of intracellular calcium. This leads to increased fat cell size, hypertension, diabetes, obesity, and other health problems. Higher levels of dietary calcium suppress this response so that fat cell intracellular calcium levels are lower. This serves to stimulate fat breakdown at the cellular level. Animal studies have demonstrated a reduction in body fat by 26-39% from higher calcium diets. This is supported by human research showing that higher calcium diets are associated with lower levels of body fat, on the order of 25 pounds less body fat.

Stabilizing Blood Sugar

Insulin has become a new curse word in our every day language. Various diseases and conditions have been linked to this hormone and now everyone has jumped on the "slam insulin" bandwagon. What has escaped many people is that a number of different strategies exist that can reduce insulin levels. Many of these strategies involve stabilizing blood sugar levels so that body fat can be reduced, which leads to lower insulin levels. Both teas and coffees contain active compounds that can modify glucose levels. Black, Oolong, and green teas contain active components that inhibit the breakdown of starch in the mouth, exert insulin-like activity by increasing glucose use by cells, and delay glucose absorption. While the various components act through different mechanisms, the end result is to lower blood glucose levels so that less glucose can be stored as body fat. Coffee contains chlorogenic acid, which slows down glucose absorption and shifts glucose absorption to distal parts of small intestine.

Banaba leaf is a lesser-known herb that contains a compound called corosolic acid. Animal studies have demonstrated that Banaba leaf extracts improve glucose entry into cells and can reduce body fat levels. Similar results on glucose control have been reported for humans using an extract providing .48 mg of corosolic acid, which suggests that it can also reduce body fat. Another supplement that has research to support its glucose lowering actions is glucomannan. Glucomannan derived from the Konjac plant has received attention from physicians for controlling blood sugar since 1979. Several studies have shown that Konjac glucomannan can positively effect blood glucose levels and this can lead to fat loss.

Blocking Fat Absorption

We all know that you need to eat less calories than you burn in order to lose weight. However science has shown that a slight modification of the "eat less than you burn" cliché can prove useful. For example, what if the fat you ingested couldn't be broken down and absorbed? It sure would be a lot easier ( and more fun) to stay lean. A component of Oolong tea called teasaponin has actually been shown to inhibit the actions of an enzyme called pancreatic lipase that breaks down fat in the small intestine. By inhibiting this enzyme, the fat cannot be digested and absorbed. In this case you are not what you eat, but what you absorb.

Fat Loss Round-Up

There is an impressive amount of research steadily appearing in medical and physiological journals on the benefits of naturally occurring substances for increasing fat loss directly and/or indirectly by improving blood sugar levels. Green tea, Oolong tea, black tea, white tea, coffee (chlorogenic acid), calcium, Konjac (glucumannan), and Banaba (corosolic acid) appear to be promising compounds for the future. Taken together, these compounds may prove even more beneficial and help us keep that waist a little trimmer while we enjoy living.

References upon request.



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Thursday, March 28, 2013

Beating The Scale

Having been on a diet or two myself over the years, I know how aggravating the morning ritual of stepping on an uncooperative scale can be. Though there is no escape from the need to reduce calories and increase activity to lose those extra pounds, the choice of the foods included in the diet play an important role because of the different manner in which our bodies handle fats and carbohydrates.

The statement by many people that the food goes directly from the mouth to the hips is not entirely wrong. The body coverts the fat in food into body fat with great ease, particularly when the meal also includes carbohydrates or sugars that provide the energy. When sugar enters the bloodstream it stimulates the release of insulin, which then activates the enzymes which help the passage of fat from the bloodstream into the fat cells. Even calorie-burning exercise can't prevent the fat from being stored in this way, and once it is in the cells it is very difficult to shed. But carbohydrates are stored first as glycogen, much of it in the liver.

Although the capacity for glycogen storage is limited, the body can expand its capacity in individuals who exercise. When the maximum is reached, then the body may increase your metabolic rate and burn off additional carbohydrates. It is only when these two mechanisms are overburdened by the quantities of carbohydrates coming into the system, that conversion to fat takes place. So the answer may be to reduce your fat intake to the minimum, and utilize carbohydrates to provide the calories you need for energy and work. In practical terms, you may eat the potato without the butter, and the pasta without the Alfredo! Add a modest portion of protein, maintain a comfortable exercise program, stir in a bit more patience, and you have the formula for beating the battle of the scale.

For more information, I recommend you to visit [http://www.healthelper.com/], I've learned a lot in there.

Best regards!



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Sunday, March 24, 2013

Trash those "Miracle" Dieting and Weightloss Products and Programs!

Are you the type of person who checks out those five-minute infomercials on the telly featuring a "miracle" soap and a before and after girl? Do you also immediately dial the numbers on the screen to order the featured product (and supposedly avail of a mega discount)? You've probably tried every dieting and weightloss magic pills, potions, diets, creams, exercise gadgets, and what-nots that all yielded absolutely nada effect. The problem areas (read: bulging belly, flabby arms, and double chin) are still very much out for the world to see. You long to don sexy and figure-hugging tops and jeans, and two-piece swimsuits in the summer, but have to opt for hideous long-sleeved tops and baggy denims that make you look extremely lousy. Well, the first thing you have to keep in mind is that dieting and weightloss products and programs that promise instant results are hundred percent duds.

For years, dieting and weightloss experts tried to convince people with weight issues to concentrate on healthy lifestyle and forget "miracle" products and programs. While there are nutritionists and diet gurus who encourage weight-loss programs like South Beach diet and Atkin's diet, some experts advice clients to subscribe to natural and risk-free alternatives. Specific diet plans are fast gaining a huge following, but this isn't to say they're effective. Low-carbohydrate Atkins diet, for example, is blamed for the poor mental performance and weaker immune system of its followers. Atkins enthusiasts believe low carb daily intake, which is estimated at 20 grams or less, is the key to slim or whistle-bait figure. The downside is that there are less carb stored in the liver that eventually translates to that distinct "lazy" feel. A diet with insufficient carb also restricts the production of lymphocyte, which helps the body fight infections. Even the seemingly perfect and utterly promising diet programs are not fool-proof. In the end, it's still best to stick to a slowly-but-surely healthy lifestyle that cannot only erase bulges (though definitely not in a blink of an eye) but also improve health in general.

People who have weight problems should remember that not all diets are to be avoided. Though they have to stay away from crash diets and the like, they have to keep in mind healthy dieting and weightloss teach them the value of discipline and choice of the right kind of food. Crash dieting often places food in a bad light, something to be ingested in minimum. But in fact, food (even for the overweight and obese) is an ally. Just make sure to eat a balanced diet coupled with regular exercise. This advice may sound archaic but nothing can be more true than this reality. Even if dieting and weightloss products and programs continue to increase and become much more modernized, nothing beats the benefits one can get from following a healthy lifestyle.



New Articles Be Bowled Over in Bloomsbury

Tuesday, March 19, 2013

Как избежать войн в съемных квартирах

Поле боя порой ограничено площадью комнатушки, но война между квартирантами и хозяевами идет самая настоящая. В арсенале хозяев - внезапные визиты в полночь, отключенная междугородка, нарушение пакта о неповышении цен...

Жильцы отступают, но «минируют» оставленную территорию. Гвозди, высыпанные в хозяйскую обувь, матерная ругань, нацарапанная на серванте, тухлая рыба, заброшенная на антресоли...

Но лучшая война - это мир. Мы попросили экспертов рассказать о том, как его сохранить, и прокомментировать самые частые конфликты хозяев жилья с арендаторами. 

1. Излишний контроль

«Хозяйка (пенсионерка) живет в соседнем доме, заходит ко мне несколько раз в неделю, - жалуется на свою нелегкую жизнь в съемной однушке Виктор из Москвы. - Это какой-то кошмар! Она постоянно лезет в мою личную жизнь, критикует за то, что до сих пор не женат! При этом она расхаживает по всей квартире и ругает меня абсолютно за все: за то, что часто принимаю ванну (не дай бог, кафель отпадет), варю еду (у нее, видите ли, обои лопаются от паров пищи)... А еще недавно, пока я был на работе, пришла и задумала переложить мою одежду в шкафу! Потом я долго трусы искал, извините за подробности».

Что делать?

- В России до сих пор гражданско-правовые отношения воспринимаются как «пустили пожить», - объясняет специалист агентства недвижимости «Сити» Владимир Сафронов. - Это такой сложившийся социальный стереотип, который необходимо менять. Ведь владельцы квартиры не «пускают пожить», а передают арендатору право пользования и частично право владения квартирой взамен на деньги.

Выход - в умении арендатора подойти к обсуждению этих моментов вежливо и юридически грамотно. Например, прописать в договоре, что хозяин не имеет права входить в квартиру, если вас нет дома, а о визите должен предупредить минимум за день.

И еще я бы все-таки посоветовал осторожнее относиться к аренде жилья у пенсионеров. Как правило, они чаще всего и устраивают подобные рейды. Лучше снимать жилье у более занятых людей. И важно, насколько далеко от арендуемой квартиры живет хозяин. Учитывайте, что чем дальше, тем его визиты к вам будут реже.

2. Квартиранты-разрушители

«Сколько ни приходилось сдавать жилье, почти всегда были с арендаторами проблемы, - сокрушается москвич Сергей Игоревич. - Не помню ни одного случая, чтобы после себя квартиранты оставили квартиру в нормальном, пригодном для проживания состоянии. Почти всегда оставляют свинарник и испорченное имущество. Ломают и разбивают все, что только можно: сантехнику, люстры, мебель, жгут розетки, проводку, бытовую технику ломают, разводят плесень. Бывало, даже линолеум жгли! А я потом все чищу, заменяю...»

Что делать?

- Увы, как правило, перед заселением хозяева подробно не описывают и не фотографируют имущество, - говорит юрист Антон Айнутдинов. - Не принята у нас такая формализация отношений! А зря. Тогда сразу будет видно, нанесен ли имуществу урон. Ну разобьете вы две тарелки или шкаф поцарапаете. Попросит с вас хозяин лишние 700 рублей, и все дела...

А вместо этого выходят скандалы. Есть, конечно, еще один удобный способ - застраховать имущество. Это стоит копейки, годовая страховка - всего три -пять тысяч рублей. Правда, учитывайте, что о страховом случае, скорее всего, узнают в налоговой. Поэтому, если вы сдаете жилье нелегально, то страховка вам не подойдет.

- Опытные хозяева не сдают жилье тем, кто вызывает какие-либо сомнения, - добавляет риелтор Владимир Сафронов. - Мой совет: определитесь с минимальными требованиями для нанимателя. Например, он должен быть не моложе определенного возраста, иметь определенный социальный статус и т. д. Лучше не торопиться, так как «быстрые деньги» зачастую чреваты проблемами.

3. Нечистоплотные хозяева

«Хозяин бывает трезвым только в момент приезда квартиросъемщиков и агента, - жалуется Кирилл. - После получения денег уходит в бесконечный запой - пьет в своей комнате, вторую сдает. При этом до туалета он экскременты «не доносит»... Вонь страшная на всю квартиру. Пришлось съехать...»

Что делать?

- Совет один: не заезжать в такие квартиры, - уверена психотерапевт клиники «Семья» Лина Озерова. - Во-первых, клинических алкоголиков в таких людях без труда можно распознать, даже когда они трезвые. По обстановке дома, по запаху... Во-вторых, я считаю, что снимать комнату в квартире с хозяевами можно только совсем в крайнем случае. Иначе постоянный контроль хозяев и конфликты вам обеспечены. Делить квартиру лучше всего со знакомым человеком, с которым у вас есть общие интересы.

4. Денежные споры

В апреле этого года в Головинском суде Москвы завершился уникальный процесс. Впервые москвича Владимира Аракчеева приговорили к штрафу - сто тысяч рублей плюс 115 400 рублей неуплаченного налога. Мужчину сдали в налоговую его собственные квартиранты. Они обозлились на него из-за увеличения платы за аренду. Но не стали скандалить, а спокойно собрали все бумаги, договора и отправились в прокуратуру...

Пока это единственный такой процесс в столице. А историй про хозяев, то и дело повышающих плату за аренду, и квартирантов, уехавших не заплатив, - сотни!

Что делать?

- Лучший выход - составить договор, - советует специалист агентства недвижимости «Аврора» Роман Михлянцев. - Но даже если он и был подписан, то зачастую заключается на чисто символическую сумму, чтобы в случае чего не было проблем с налоговой. Неудивительно, что арендодатель может в любой момент изменить цену. Поэтому в договоре необходимо тщательно прописывать порядок изменения цен.

- Большинство договоров не регистрируется у нотариуса, чтобы не выдавать арендодателя налоговикам, - говорит юрист Елена Топчий. - Но даже такой документ может служить доказательством в суде. Чтобы он имел юридическую силу, необходимо наличие на нем точных паспортных данных хозяина и квартиранта, места их регистрации, а также их личных подписей.

Важно!

Как правильно заключать договор аренды

- В этом документе обязательно должны быть полное описание квартиры с адресом, сведения о собственниках и реквизиты документов, подтверждающих право собственности, количество проживающих в съемной квартире и их паспортные данные, размер оплаты и порядок ее внесения, срок действия договора и условия его расторжения, - рассказывает специалист по недвижимости Виктор Лесницкий.

- Необходимо прописать ответственность той стороны, по чьей инициативе договор будет расторгнут досрочно. Если это произойдет по вине хозяина жилья, не будет лишним обязать его в таком случае возместить деньги, выплаченные риэлтору за поиск квартиры. А если договор будет расторгнут по инициативе арендатора, можно обязать его оставить у хозяина задаток. К документу следует приложить график выплат, в котором хозяин должен будет расписываться напротив каждой даты получения им денег.

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Sunday, March 17, 2013

To Carb Or Not To Carb - That Is The Question

There is so much controversy out there today about whether or not you should eat carbs or whether the low-carb diet is the way to go in order to lose weight. Unfortunately, the controversy is based on misinformation and hype rather than fact. The truth is, carbohydrate is one of the three main sources of calories required by our bodies (in addition to protein and fat) and is absolutely ESSENTIAL to a healthy diet and a healthy body. In fact, our brain uses carbohydrate, in the form of glucose, as its most efficient source of energy (as opposed to protein and fat). Cutting all or most carbs from your diet for extended periods of time can have many ill effects on your body, including but not limited to, headaches, loss of concentration, fatigue, constipation, and increased risk for long-term health problems including certain cancers.

What does carbohydrate do for us anyway? Carbohydrates are essential to your diet for many reasons, but first let's discuss which foods contain carbs because once you know which foods contain carbs you can quickly figure out what nutrients your diet will be missing without them. Carbs are found in grains, such as bread, pasta, rice, cereal, crackers, and oatmeal, all fruit and fruit juice, milk and yogurt, starchy vegetables, such as peas, potatoes, beans, and corn and, of course, sweets. There is also a small amount of carbohydrate in non-starchy vegetables, such as salad greens, carrots, peppers, broccoli, cauliflower, and asparagus but only about a third of the amount that is in the starchy ones. When you delete carbs from your menu, you take out great sources of fiber (necessary for a healthy GI tract), calcium, vitamins and minerals including potassium, vitamin C, folic acid, and many other antioxidants, or disease fighters.

Now, obviously, sweets aren't essential to our diet in order to provide nutrients. However, in my opinion, sweets in moderation ARE essential for most people to actually be able to maintain an otherwise healthy diet in the long run. If you normally eat sweets on a regular basis and then abruptly cut them out for a fad diet (e.g., a low-carb diet), it is very difficult and nearly impossible for most people to avoid them long-term. It leads to discouragement and causes the average dieter to give up and then make up for lost time. Whenever your diet makes you feel deprived, you are likely to give up and then rebound by overeating on the foods you've avoided.

Aside from the potential health risks, I think the single biggest problem with a low-carb diet is that it is simply too difficult to maintain. It's just like any other fad diet out there; it causes you to take one step forward and then two steps back. It provides quick weight loss initially (in the form of water, not fat). Then, as the weeks go on (if you can stick with it that long), you continue to lose only because you have reduced your calorie intake[1], not because a low-carb diet is the magic bullet. Let me explain. For many, a low-carb diet is appealing because you can eat all the meat, bacon, eggs and cheese you want. However, it doesn't take long to lose your appetite for those foods; you get your fill pretty quickly. The diet is so restrictive that you end up eating fewer calories than before you started the diet, hence the key to weight loss- a reduction in calorie intake.

Most people decide that a low-carb diet is too hard to maintain because they miss carbs too much, and they give up. Here's the kicker; not only do most dieters give up, but they then make up for lost time. They binge on the foods they've avoided for so long and then gain back more weight than they lost. If you're considering any sort of "diet" to lose weight, just ask yourself this one question: "Can I maintain this diet for the rest of my life?" If not, then don't waste your time on it in the first place because as soon as you stop following the diet, you will regain all the weight you lost. You will only lose weight and keep it off for as long as you're willing to follow the diet.

In order to answer the question posed in the title of this article (To Carb or Not to Carb), keep in mind that all you have to do to lose weight is lower your calorie intake (and/or spend more calories in physical activity). You don't have to cut out an entire calorie source, such as carbs, and you don't need to practically starve yourself. You simply need to cut back wherever you're overeating. Potatoes, pasta, and bread don't make you fat; overeating does. You can include all foods in your diet IN MODERATION, including carbs, and still lose weight.

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[1] According to research by Zonya Foco, RD (author, TV host, and national speaker). As she interviewed person after person on a low-carb diet, she found that on average, they were only consuming about 1400 calories per day. This means that a low- carb diet causes weight loss due to a reduction in calorie intake, not because cutting carbs is the magic bullet to weight loss.



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Saturday, March 9, 2013

Промсвязьбанк — виды займов

АКБ Промсвязьбанк — это один из крупнейших российских банков, входящий в 10-ку ведущих банковских учреждений России. На банковском рынке кредитная организация предлагает следующие виды займов:

Потребительский ссуду — ссужаемый кредитным учреждением физическим и корпоративным лицам в целях покупки вещей с перенесением срока уплаты за купленные товары и услуги, с дальнейшим выплатой взятых в долг денег и процентов по займу.

Кредитки — удобная форма наличного кредитования, предоставляют возможность получать разнообразные услуги и товары без дополнительного визита в Промсвязьбанк с единовременным лимитом с будущим компенсацией занятых суммы банковскому учреждению.

Первостепенными задачами кредиток являются снятие наличных в терминалах или отделениях кредитной организации, а также отзывы о банках в банкоматах кредитных организациях партнерах. Кроме того кредитные карты позволяют делать безнальные переводы денежных средств, а также оплатить оплаты услуг и товаров. Заявка На Кредит.

В банке Промсвязьбанк широко предложено ипотечное кредитование. Программа ипотеки предоставляет возможность приобрести недвижимость с минимальным вложением личных денежных средств, с помощью денег банковского учреждения, с дальнейшим компенсацией полученных суммы под незначительную процентную ставку. В предметом залога может предоставляться приобретаемый недвижимый объект. При этом, залог застраховывается от стихийных бедствий, также страхуется жизнь и здоровье берущего кредит.